Monday, July 14, 2014

Please Join Us

2014 Homecoming Dinner
Monday, October 27, 2013

Please join us in honoring 
Mary Theresa Streck 
with the TRIP & RCHR
2014 Community Citizenship Award

To join the Honorary Committee or purchase tickets, go to 

or contact Gail at 518-272-8289 x212, gail [at]triponline[dot]org

Friday, July 11, 2014

Be Prepared!

Are you prepared?
As rains from hurricane Arthur created flash flooding and some minor tree damage last week, we were reminded that the season for storms is upon us, and there are several things that we can do, individually, and as a community to be ready for them. 

Great Resource
The website is a great resource, explaining the steps you can take to be informed, make a plan, build a kit, and get involved. 

At Home
At home, make sure you have a plan about how to get back in touch with your family, and a kit containing food, water and other supplies in sufficient quantity to last for at least 72 hours.

In Our Community
In our community, when we work together, we can be much safer in the face of disasters. FEMA sponsors a program in Rensselaer County to train and develop Community Emergency Response Teams (CERT). This program trains local community members to help emergency responders before, during, and after hurricanes and other emergency situations. You can learn more about the CERT Program at

If you are interested in joining a Community Emergency Response Team here in Rensselaer County, please email anasha [at] triponline [dot] org for more information.

How to Build a $1,000 Emergency Fund in 10 Months

By Katie Bryan
Do you have $1,000 set aside for emergencies? If you already do, you could probably use another $1,000 in that account. Experts recommend keeping at least three months expenses in a reliable, liquid account – though even an extra $1,000 can be a life-saver. But finding $1,000 to save isn’t always easy. That’s why we’ve put together this 4-step plan on how to save $1,000 in 10 months. 
Get Started with These 4 Steps
Find a Safe Place to Save Your Money – You will want to save your money in an account that you can access easily in case of an emergency. That means you should probably not keep this savings in a U.S. Savings Bond or in mutual funds. Choose a traditional savings account or a short-term certificate-of-deposit (CD), currently the most attractive accounts. (Early withdrawal penalties on a CD rarely lower the yield below that of a savings account.) Consider opening a new account or sub-account for this money so you’re not tempted to spend it. Most importantly, do not keep savings in a checking account, which pays no or low interest and is too easy to access.
Save $100 a month – If you are already saving $100 a month, great! Skip to step 3. If not, you need to either earn $100 more a month or cut back in order to find that $100 to save. America Saves has a list of 54 ways to save money to get you started. It can also help to pay yourself first and save the $100 at the beginning of the month instead of waiting to see if you have money left over to save at the end of the month. 
Automate Your Savings – Setting up an automatic way to save is one of the best ways to save. Once you set it up, then it happens without having to think about it. Here are two ways to automate your savings. 1. Every pay period, ask your employer to deduct $100 from your paycheck and transfer it to a savings account. Ask your HR representative for more details and to set this up.  2.  Ask your bank or credit union to transfer $100 from your checking account to a savings account every month.  Talk to your local bank or credit union to set this up.
Watch Your Savings Grow for 10 Months – The final step is to sit back and watch your savings grow. How often do you look at the calendar and think it’s half way through 2014 already? The same will apply to your savings; Before you know it you will have that $1,000. They key is not to touch the money unless you have an emergency – that’s what the money is there for after all. 
Once you have at least $1,000 in your emergency account, continue your savings success and continue to build your emergency savings or apply that money to a new savings goal. Perhaps you have debt you need to pay down or want to save for a car or home
No matter what you are saving for, America Saves can support you with tips and advice through emails and text messages. Sign up for these by taking the America Saves Pledge Today

Katie Bryan works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support low- to moderate-income households to save money, reduce debt, and build wealth. Learn more at

Whom Do You Admire for Improving Troy?

Nominate your favorite “Troy Treasure” as this year’s Troy Treasure Awardee

Unsung Heroes
We think that one of the “unsung heroes” – people who work at improving the City of Troy – should be publicly recognized and thanked by the community.  This year the Troy Treasure Awardee will be presented at the TRIP & RCHR HomeComing Dinner on October 27th.

Eligible nominees may be a Troy resident, community group, or business who is passionately committed to improving Troy, toils in his or her neighborhood out of a love of community, and demonstrates his or her hometown pride in Troy in very positive and real ways. 

Nomination forms are available at, or by e-mailing Hilary[at]triponline[dot]org.  Please email the completed form to Hilary by July 22nd.  

TRIP on Pinterest!

Searching For Information??

Want info on topics such as Financial Education, Home Maintenance, and Homebuying?  Check out TRIP’s Pinterest account at

National Night Out 2014

Come out for Safety and Community!  

August 5th 6pm - dusk

There will be two National Night Out events in Troy on August 5th.  Come out and meet hundreds of friends, neighbors, police, and more from 6 pm to dusk on Tuesday, August 5th. 

  • Burden Iron Works Neighborhood Group will sponsor an event at the Burden Museum 
  • Hillside North Neighborhood Association will sponsor an event at the 7th Avenue Park

Come join the fun! 

Employment Opportunity

TRIP is Seeking a Rental Coordinator

POSITION: TRIP’s Rental Coordinator position is full-time, Monday – Friday, 8:30am – 4:30pm at $16/hour plus benefits. 

RESPONSIBILITIES: Working with the Rental Management team, the Rental Coordinator is responsible for the tenant application process, coordination and data management of tenant database, and assisting the Rental Managers as needed. 

Specific duties include:
  • Processing tenant applications and engaging in screening activities
  • Coordinating rental management activities including work orders, inspections, re-certifications, etc.
  • Managing data base of buildings for property management, capital improvement schedules, and financials
  • Assisting the Rental Management team as needed
  • Assisting tenants and tenant applicants as needed, including answering phones and responding to walk-ins
  • Customer service oriented; friendly approach in person and on telephone
  • Highly self-motivated; able to work independently as well as part of a team
  • Detail-oriented and able to juggle multiple tasks
  • Excellent written and oral communication skills
  • Proficient at Microsoft Office Suite – Outlook, Word, Excel
  • Ability to communicate with diverse client base; Spanish-speaking is a plus
  • Sense of humor
  • Strong work ethic and takes pride in one’s work

CONTACT:  Send a resume with brief cover letter to Theresa Newton, Director of Rental Operations, at Theresa[at]triponline[dot]org 

TRIP is an Equal Opportunity Employer