According to the site, individuals and families have many new low cost, quality health insurance options available through the Individual Marketplace (NY’s “health care exchange”). People can quickly compare health plan options to find the one that brst meets their health needs and budgets. People can also apply for assistance that could lower the cost of their health coverage, such as new tax credits , to help pay for monthly health insurance premiums. Individuals earning up to $45,900 a year or a family of four earning up to $94,200 a year qualify for tax credits. You may also be eligible for assistance to help pay for copays, deductibles, and other out-of-pocket costs or for free or low-cost coverage from Medicaid or Child Health Plus.
Empoloyers, small business owners, sole proprietors and others can also find helpful information at https://nystateofhealth.ny.gov/
Help is Available
The site also lists the agencies serving as In-Person Assistors (IPAs)/Navigators, which provide in-person enrollment assistance to individuals, families, small businesses and their employees who apply for health insurance through the Marketplace. There are 6 agencies in Rensselaer County, including the County Health Department, CEO, Troy Area United Ministries, Seton Health, Whitney Young Health Center, and the Capital District Black Chamber of Commerce. The website lists the agency’s location and site schedule.
People were able to sign up as of October 1, 2013 for coverage that begins January 1, 2014.
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